When to adjust your home owners insurance.

David Allen Rivas Realtor
165 South Murphy Avenue Suite B
Sunnyvale CA. 94086
License # 01841683
Direct; 408 431-7202
Fax; 408 736-4444
Email; davidarivas@gmail.com
Website; www.DavidAllenRivasRealtor.com

Homes often grow and change alongside the people living in them. If you’ve added expensive furnishings or made substantial upgrades, it’s important to re-evaluate your homeowners insurance and make sure your policy reflects those changes. Here are four instances when it may be beneficial to review and adjust your coverage.

Remodeling or Renovation Work
Home improvement projects typically increase the value of your home, which usually calls for more coverage. But that doesn’t necessarily mean your insurance rates will automatically increase. In fact, some projects, like adding a new roof, may help you save on your monthly home insurance premiums. Just be sure to notify your provider before any work begins.

Adding a Pool or an Outdoor Trampoline
Because these fun home features come with increased risk of injury, they’re labeled an attractive nuisance. Upping your liability insurance can help keep you protected if there’s ever an accident on your property and a subsequent lawsuit.

Acquiring New Valuables
Whether you inherit them or purchase them, expensive goods such as jewelry, art, rugs and antiques should be added to your policy. Increasing your coverage is the only way to safeguard them in the event of damage or theft.

Starting a Home Business
Many home-based business owners don’t realize they have little, if any, coverage from a homeowners or renters insurance policy. Since a new home business likely means purchasing new technology and expensive equipment, you may need to get additional protection.

You worked hard for your home. Secure your belongings by updating your coverage to match your circumstances.

I wanted to ask a favor of you!
Could you please remember my name, David Allen Rivas, when you hear anyone say, I am thinking about buying a home, selling a home or leasing their home. I can help! I also can help with any commercial needs you may need as well. As your real estate expert, I am happy to help out with any real estate needed services you may have and am willing to pay a finders fee just for you putting my name out there!
If you could please do this for me I would be more than appreciative.

David Allen Rivas Realtor
165 South Murphy Avenue Suite B
Sunnyvale CA. 94086
License # 01841683
Direct; 408 431-7202
Fax; 408 736-4444
Email; davidarivas@gmail.com
Website; www.DavidAllenRivasRealtor.com

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